Services

“Expert Witness” for Proposition 103 and other regulatory issues.

With 11 years of experience with the Department of Insurance and the creator of the rate regulation division, Milo has unique insight regarding the implementation (initial and ongoing) of Proposition 103 and its impact on the insurance industry. The legal fallout continues to this day.

Develop a government affairs strategy for success.

Many insurance companies do not provide the proper focus nor have an effective strategy to deal with the proper implementation and changes to insurance law and regulation. This lack of focus can ultimately become expensive and affect a company's standing in the insurance community. Milo’s background is ideal to help you create a thorough and effective government affairs program. In addition, Milo is the right choice to act as a liaison with the Department of Insurance on regulatory issues.
Milo knows how the Department works. It can be daunting to find the right person or unit within the Department and just as daunting to make an effective case. Milo can help on both counts.

Represent and work with carriers during Department Exams.

As the former Deputy for Rate Regulation, including the field rating and underwriting bureau, Milo has had overseen hundreds of Department exams. This specialized knowledge can help you navigate through the potential perils of a Department exam.

Conduct regulatory reviews.

Milo can help to create or review your regulatory processes and conduct an effective regulatory check-up that will identify potential problems before they become serious.

Create and license new property and casualty insurance companies.

California has one of the most difficult regulatory environments in the US. With over 35 years of insurance experience, Milo unique background can help you develop an effective strategy for the creation and licensing of your company.

Establish private and public catastrophe pool partnerships.

Milo helped to create the California Earthquake Authority in 1997 and the Caribbean Catastrophe Risk Insurance Facility in 2007, the world’s first multi-national catastrophe insurance pool.

Provide catastrophe assessment management for both the private and public sectors.

Given his background with the California Earthquake Authority and the Caribbean Catastrophe Risk Insurance Facility, Milo can offer an objective assessment of your catastrophe exposure and develop recommendations and solutions that will help to preserve capital.

Offer guidance through the strategic planning process.

Milo has developed strategic plans for both the public and private sectors. If there is anything that he has learned in over 35 years in the insurance business is that developing an effective strategic plan that reflects your company goals and objectives is hard, thoughtful work. The real Achilles heel for any strategic plan is in its implementation and effective follow up.